Just provide us with some simple information and we’ll get you pre-approved and ready to go!
Are you applying for financing for yourself, or jointly with a co-borrower?
Whether you’re ready to buy or just dreaming of that new car, getting pre-approved lets you see exactly what you can afford so you can start shopping with confidence. Having a lender’s approval in hand gives you the power of a cash buyer and saves you hours at the dealership. We’re happy to work with all potential buyers in the Owings Mills, Ellicott City, Milford Mill, Pikesville, and the Baltimore metro and surrounding areas.
Our online approval process means there’s no need to come into our dealership. We make it easy to buy your car 100% online and it all starts with financing approval.
Getting pre-approved is the easiest way to see how much you can afford for a new car. You’ll know the amount you’re approved for and how that breaks down into monthly payments, allowing you to choose a vehicle that fits comfortably into your budget.
We work with all types of credit situations. Whether it's good credit, bad credit, or no credit, we have solutions for you. Once you’re pre-approved, you’re guaranteed a car loan.
Unlike getting pre-approved at a bank or credit union where you’ll only be shown their rates, we have a network of lenders who will compete against each other for your business. This also means that you’ll get a better rate than "buy here pay here" dealerships, which helps you pay less overall.
Most people hate talking finances. By getting pre-approved online, you can skip the awkward money talk and find out just how much you can afford from the comfort of your own home.
By spending 2 minutes getting pre-approved online, you can save yourself hours in the dealership financing office. No need to look around for the best rate, you’ll shop like a cash buyer knowing you’re already approved.
Our online application is quick and easy to fill out. You’ll know the amount you’re pre-approved for quickly or apply to get financing approved instantly thanks to our live approval process.
Interest rates are at historic lows and our network of lenders fight to offer you incredible rates as low as 2.39% with $0 down.
All pre-owned cars, trucks, and SUVs on our lot has been undergone a 125-point inspection and comes with a 7-day exchange guarantee & lifetime powertrain warranty.
After getting pre-approved, all that’s left to do is sign on the dotted line. Be in-and-out of the dealership quickly or complete everything online and we’ll deliver your car for free within 50 miles of our Randallstown location.
Congrats on your new wheels! You got a great deal, at a great rate, on a sweet new ride. It pays to get pre-approved!
Of course! We work with a large network of lenders and have the experience and connections to help you find financing that will work for you. We even work with a credit repair company that can help you raise your score by 60+ points in 60 days.
Not necessarily. We work with many different lenders so we can find solutions for all types of situations. We can also use any trade-in you have to boost your down payment and lower your monthly loan payments.
No, there is no charge to get pre-approved. We want you to know your options and pre-approval is free at Exclusive Motorcars.
No, you won’t be locked into anything. Pre-approvals just show you how much banks are willing to lend you. If you do decide to buy, the lenders are guaranteed to honor the terms in your pre-approval.
Absolutely. We work with a large lender network so that we are able to offer options for everyone regardless of how they make their living. Whether you’re a gig worker, freelancer, business owner or another type of #boss, we can get you approved.
We know you’re anxious to get in that new car so we fast-track all our pre-approvals. Fill out the form above and we’ll get back to you shortly—often within minutes!