Apply for a car or truck loan online
Pain free financing
Save time and hassle, get behind the wheel with a clear understanding of your monthly payment, and secure the best loan rate regardless of your credit history.
Are you applying for financing for yourself, or jointly with a co-borrower?
Buy your car from anywhere
125-point inspection
All vehicles undergo a 125-point inspection while we provide a 7-day exchange guarantee and lifetime powertrain warranty.
Instant approvals
Experience the convenience of our quick and user-friendly online application or take advantage of our live approval process.
Know your rate
Our network of lenders competes to provide you with rates starting as low as 2.39%, all with the option of $0 down payment.
Sign & drive
Once pre-approved, enjoy a swift in-and-out experience at the dealership or online, with free car delivery within a 50-mile radius of our Randallstown showroom.
Finance FAQs
I’ve been turned down for a car loan before. Can I still get pre-approved?
Of course! We work with a large network of lenders and have the experience and connections to help you find financing that will work for you. We even work with a credit repair company that can help you raise your score by 60+ points in 60 days.
If I have bad credit, won’t my monthly payments be super high?
Not necessarily. We work with many different lenders so we can find solutions for all types of situations. We can also use any trade-in you have to boost your down payment and lower your monthly loan payments.
Do I have to pay to get pre-approved?
No, there is no charge to get pre-approved. We want you to know your options and pre-approval is free at Exclusive Motorcars.
Am I locked into buying after I get pre-approved?
No, you won’t be locked into anything. Pre-approvals just show you how much banks are willing to lend you. If you do decide to buy, the lenders are guaranteed to honor the terms in your pre-approval.
I’m self-employed. Can I still get a car loan?
Absolutely. We work with a large lender network so that we are able to offer options for everyone regardless of how they make their living. Whether you’re a gig worker, freelancer, business owner or another type of #boss, we can get you approved.
How long does pre-approval take?
We know you’re anxious to get in that new car so we fast-track all our pre-approvals. Fill out the form above and we’ll get back to you shortly—often within minutes!