At Exclusive Motorcars, we strive to make the auto finance process seamless and stress-free. Whether you’re ready to buy a used BMW, want to drive home in a pre-owned Mercedes-Benz or another option has caught your eye, we’d love to help you get behind the wheel. From our online car payment calculator that can provide more insight into your budget to the quick pre-approval process, we offer many tools on our website, so you can start shopping for used cars from home.
Do you have bad credit or no credit? Our used car dealership near Baltimore can assist in building or repairing your credit score. Meet with one of our knowledgeable auto finance experts to discuss auto loan interest rate options and how we can get you approved for a reasonable payment plan. You can rely on us to be by your side every step of the way when you’re ready to finance a used car in Randallstown.
One of the ways to streamline your financing experience is to understand how much you can afford to spend before you start to shop. At Exclusive Motorcars in Baltimore, we help you make that assessment with our online pre-approval tool. It will save you an hour or more at the dealership.
Getting pre-approval provides many advantages. It means you can skip the dealership altogether if you wish and purchase your car entirely online. By filling out our application, lenders compete for your business. You will know right from the start what your monthly payment will be and make sure it fits nicely into your budget.
Once approved, it takes the stress of financing out of the process entirely so you can focus on the car with the right features and options for your individual needs. All that’s left is to sign and drive.
Using our car loan calculator, you can get an immediate estimate of how many cars you can afford. You can also model some of the different options to understand the various tradeoffs involved. The calculator asks you to enter the following variables:
Our online loan calculator gives you the additional option of searching by budget. In this case, rather than entering the price of the car, you enter a desired monthly payment along with other variables. The loan calculator will then return a list of cars in our inventory in the right price range to fit your budget requirements. No more falling in love with a car only to find out that you can’t afford it.
Buying a car is a major investment, and arranging the purchase through financing is a significant commitment. You want to do everything you can to protect that investment, so you get the most out of it in the time you own the car.
Exclusive Motorcars understands that people face various financial situations, including some that are out of their control. It could well lead to situations where someone has bad credit or even no credit. Improving your credit profile isn’t difficult, but it requires discipline and planning.
We have partnered with Fierce Credit to help you clean up your credit and improve your financial profile so you can buy your next car with confidence. Fill out the form on our credit repair page, and we will provide you with a discount code for Fierce Credit for free. Start the road back today, even if you’ve been denied financing in the past. Let us help you get approved.