Finance

The path to buying a car takes you through a series of steps: Shopping, test driving, deciding, financing, and, finally, purchasing. Some may consider the financing phase to be the most challenging of all, given the multitude of options. 

At Exclusive Motorcars in Baltimore, Maryland, we make financing as easy as it can be. The professionals in our finance center work with lenders across Maryland to help you find a rate and get you approved so you can lock in the monthly payment that works for your budget. Don’t prejudge your situation. We help many people — even those with bad credit or no credit — drive home happy in the car that’s right for them and their families.

Apply for a Car or Truck Loan Online

One of the ways to streamline your financing experience is to understand how much you can afford to spend before you start to shop. At Exclusive Motorcars in Baltimore, we help you make that assessment with our online pre-approval tool. It will save you an hour or more at the dealership.

Getting pre-approval provides many advantages. It means you can skip the dealership altogether if you wish and purchase your car entirely online. By filling out our application, lenders compete for your business. You will know right from the start what your monthly payment will be and make sure it fits nicely into your budget. 

Once approved, it takes the stress of financing out of the process entirely so you can focus on the car with the right features and options for your individual needs. All that’s left is to sign and drive.

Car Loan Calculator

Exclusive Motorcars strives to make the shopping process easy as well. Using our car loan calculator, you can get an immediate estimate of how many cars you can afford. You can also model some of the different options to understand the various tradeoffs involved. The calculator asks you to enter the following variables:

Our online loan calculator gives you the additional option of searching by budget. In this case, rather than entering the price of the car, you enter a desired monthly payment along with other variables. The loan calculator will then return a list of cars in our inventory in the right price range to fit your budget requirements. No more falling in love with a car, only to find out that you can’t afford it.

Included Protection

Buying a car is a major investment, and arranging the purchase through financing is a significant commitment. You want to do everything you can to protect that investment, so you get the most out of it in the time you own the car.

Free Credit Repair

Exclusive Motorcars understands that people face various financial situations, including some that are out of their control. It could well lead to situations where someone has bad credit or even no credit. Improving your credit profile isn’t difficult, but it requires discipline and planning.

We have partnered with Fierce Credit to help you clean up your credit and improve your financial profile so you can buy your next car with confidence. Fill out the form on our credit repair page, and we will provide you with a discount code for Fierce Credit for free. Start the road back today, even if you’ve been denied financing in the past. Let us help you get approved.

Find the Right Car for You at Exclusive Motor Cars

Some of the best used cars in the Baltimore, Maryland area are at Exclusive Motor Cars. We specialize in luxury cars, trucks, SUVs, and crossovers from domestic and imported manufacturers ranging from Acura and Audi to Porsche, RAM, and Toyota. For the ultimate efficiency, take a look at our hybrid and electric vehicles as well. Exclusive Motorcars has served customers in the metro area and towns such as Owings Mills, Ellicott City, Milford Mill, and Pikesville with quality vehicles at affordable prices for many years. 

Exclusive works are hard to maintain a relationship with you over the long term. Our exceptional mechanics and technicians staff provide a complete portfolio of maintenance and repair services, including oil changes, lights, tires, exhaust, brakes, and more. The team is experienced in makes and models of all types and is up for the challenge of working on Lexus, Mercedes Benz, Land Rover, BMW, and more! Scheduling an appointment is easy with our online scheduling tool. Trust the team at Exclusive Motorcars to treat you right. Call us for an appointment today!